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Home > Blog > Buying Your First Motorcycle, Follow the Rules
THURSDAY, NOVEMBER 16, 2023

Buying Your First Motorcycle, Follow the Rules

When you start driving, you likely understand that you’re not as experienced as others on the road. However, inexperience doesn’t necessarily link to age. It can also link to how much you know about the vehicle you drive. Perhaps you decide you want to learn to ride a motorcycle, and it is time to buy your first bike.  

As exciting as this sounds, there are valuable safety steps you must take as a new rider. Operating a motorcycle is a lot different than driving a car. Young (and young-at-heart) bikers need to keep aware of these differences. There’s a specific process that most people have to follow to safely own and ride their motorcycles. 

1. Train and Get Licensed man putting on motorcycle helmet
When you bike, you operate a two- or three-wheeled vehicle instead of a four-wheeled car. You will need to learn specialized control tasks and even different road rules. 

Most states require bikers to pass official licensing tests and probationary operating periods. They might also need bikers to carry special classifications on their drivers licenses. This will help ensure that registered bikers have the proper training. Don’t attempt to ride a motorcycle without the right qualifications. 

2. When Buying, Finance the Bike Appropriately 
Buying your motorcycle requires the same thought as buying a car. You will have to pay off the bike and provide for its upkeep in the coming years. Work with your dealer to finance the bike at a rate you can afford. You don’t want to have the bike repossessed because you did not pay for it. 

3. Get Motorcycle Insurance 
Like with your car, you will have to insure your motorcycle. You’ll need to get coverage as soon as possible following your purchase. Do not attempt to insure the bike with a standard car policy. Motorcycle-specific insurance is not the same as car insurance. Nevertheless, it will contain familiar coverage elements like liability, collision and comprehensive protection. 

4. Buy Safety Gear  

Riding a motorcycle means exposing yourself to environmental hazards in a unique way. You won’t have the four sides of a car to protect you. It is a good idea to invest in safety gear like helmets, pads, riding boots and other protection. In fact, many states require riders to wear certain protective equipment. Regardless of the law, don’t go without this protection. 

Commit to safe riding at all costs. The more you pay attention to your motorcycle safety, the less risk you will pose to yourself and others. If you need assistance getting the right insurance coverage, contact us today. 

Posted 2:43 PM

Tags: motorcycle insurance
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