Life Insurance Quote Forms
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Life Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Life Insurance Information
Life Insurance in Saint Louis MO & Columbia IL
Protect What Matters Most.
Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their futures safe and sound. At Crawford-Butz & Associates Insurance Agency , we’ll work with you to keep your family protected in the event of your untimely death.
A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure – from temporary to permanent coverage. At Crawford-Butz & Associates Insurance Agency , we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your Life Insurance options with a specialist you can trust.
Whatever your situation, we offer Life Insurance options, such as:
Individual Life Insurance
Group Life Insurance
Long-Term Care Insurance
Mortgage Protection Insurance
Key Person (Key Men) Insurance
Why Life Insurance?
Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.
Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities.
What’s Life Insurance?
The main role of life insurance is to provide funds for your loved ones upon your death.
If the policy is in your name, the beneficiary of your choosing will receive a certain amount of money based on how much you designated to your policy during your life. It steps in and alleviates your loved ones’ financial needs when you are no longer able to do so.
The benefit might help survivors pay for:
You are able to leave money behind to almost anyone of your choosing. Also, the money won’t go through probate so your loved ones will receive a settlement first.
What Policy Options Exist?
Everyone has different life insurance needs. You’ll most likely be able to choose between two types of plans.
Term plans last a set number of years. Coverage will issue payment if you die during the term.
Whole-life policies remain active indefinitely, as long as you pay your premiums. Many offer cash-accumulation and interest benefits.
Our experienced agents will help you select a plan that will financially benefit you and your loved ones most upon your death. Trusts may need to be established to facilitate proper payouts.
Why Get Covered Now?
Having life insurance coverage is critical no matter where you are in life. However, the earlier you get a policy, the more beneficial you likely will find it.
The longer you keep coverage, the more chance you have to let your policy accumulate value.
Younger individuals often qualify for lower policy premiums.
Life insurance provides incredible value and assistance to your survivors. Your insurance policy will prove instrumental in assisting them after your passing.
Protect what matters most in your life with a policy from Crawford-Butz & Associates Insurance Agency .
Crawford-Butz & Associates Insurance Agency provides quality Life Insurance solutions for clients near Saint Louis, Columbia, Saint Charles, Arnold, Town and Country, and Kirkwood.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.