Commercial auto insurance can help provide coverage for vehicles used in business activities. This type of insurance is designed to help provide financial protection against various risks, including accidents, theft and liability claims, depending on the coverage you choose.

A typical commercial auto insurance policy includes the following core coverages:

• Liability coverage may help protect your business from financial losses if your vehicle is in an accident that causes injury or property damage to others.

• Collision coverage may help cover the cost of repairing or replacing your vehicle if it is damaged in an accident, regardless of who is at fault.

• Comprehensive coverage may help provide financial protection against non-collision-related incidents, such as theft, vandalism and natural disasters.

• Uninsured/underinsured motorist coverage may help cover medical expenses and damages if your vehicle is in an accident with an at-fault driver who lacks adequate insurance.

Specialized Coverages for St. Louis Businesses

Given the unique needs of businesses in St. Louis, several specialized coverages can be particularly beneficial:

• Cargo insurance may help cover the goods being transported by your business vehicle, ensuring coverage in case of damage or loss during transit.

• Non-owned vehicle coverage may help provide liability protection when employees use their personal vehicles for business purposes, covering incidents that occur during work-related activities.

• Hired auto coverage may help cover vehicles that your business rents or leases.

• Inland marine insurance may help cover movable property, such as construction materials and equipment, while temporarily stored at a job site or in transit.

Contact Us

Contact Crawford-Butz Insurance in St. Louis, Missouri, for a personalized commercial auto insurance quote.