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Homeowners Insurance

September 19, 2023
Agency

How are Home Insurance Premiums Calculated?

Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance.  Location  Where you live can have a heavy […]
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April 26, 2023
Agency

Garage Roof Collapses – Will Home Insurance Cover the Loss?

It is easy to overlook the structural security of a garage roof. After all, you may not see it often. And, you may not notice problems occurring over time. In other cases, a roof can fall in due to an unpredictable situation, such as the heavy weight of ice or snow. Your home insurance may […]
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June 29, 2021
Agency

Does Homeowners Insurance Cover Rain & Flash Flood Damage

Any water damage to your home, particularly from severe weather, is likely hard to prevent. It can often cost you a lot of money to repair, too. You might think your homeowners insurance will pay for the damage, but the rules for water damage are often not clean cut. Often, water and flood damage won’t […]
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January 29, 2021
Agency

Why Regular House Cleaning Makes Your Home Safer?

Why Regular House Cleaning Makes Your Home Safer   You might not think that a dirty house is a liability. In reality, it can create an unsafe living environment which ultimately could put you, your family, possessions and dwelling at risk of severe harm. Though it might seem like a chore—actually, it is a chore—to […]
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