April 2, 2025
AgencyDoes a Business Owners Policy (BOP) Cover Theft?
Theft can shake up a business in many ways, from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the […]
January 6, 2025
AgencyDo You Have a Business Interruption Plan?
If your business burned to the ground, would you be prepared to face the aftermath? Apart from the obvious expenses of rebuilding the physical structure and replacing destroyed equipment, you must also suffer the consequences of an interruption of revenue generation. In fact, business interruption losses can be more than 30 percent higher than property […]
March 1, 2023
AgencyFive Reasons You Need Commercial Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting commercial umbrella insurance. Umbrella insurance is your secret […]
January 10, 2023
AgencyWhy Is a Certificate of Insurance So Important?
A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company’s current insurance policies. Customers, vendors, and landlords commonly request to see a business’s certificate of insurance. This document helps such parties verify the business has the […]
December 15, 2022
AgencyWhy General Liability Insurance Is Crucial for Your Business
Businesses rely on trust from others to build a strong reputation. It is this reputation that leads to long-term success. Still, building trust depends on your ability to respond to problems effectively. If your business’s actions result in losses for affected third parties, then you need to be able to address these concerns. The right […]
November 11, 2022
AgencyEssential Coverage in a Business Owners Policy
If you are a small business owner who is looking for an affordable and easily manageable business insurance, then one solution might be a business owners policy. Better known as BOPs, these package policies offer several types of coverage that are cornerstones of your business’s risk management strategy. They also offer the convenience and affordability […]
July 6, 2022
AgencyWhat Do I Need to Get General Liability Insurance?
General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day-to-day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. To […]
June 2, 2022
AgencyBusiness Success Strategies for Beginners
As you’ve thought about starting a business, you’ve probably come across all the stats that say what percentage will fail in their first five years. It’s scary when you think about it. You’re putting everything into a venture that might not be around in a few years. There’s no foolproof business plan, but there are […]
February 15, 2022
AgencyThree Common Misconceptions About General Liability Insurance
Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor, or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. Let’s consider three common […]
January 18, 2022
AgencyHow Business Insurance Benefits Your Financials
Do you really need to invest in business insurance that covers interruptions to your operations? Few businesses can afford to go without any type of coverage for an interruption. This type of coverage provides protection from situations in which your business cannot operate because of a covered incident. For example, there may be a major […]