April 2, 2025
AgencyDoes a BOP Cover Theft?
Theft can shake up a business in many ways from financial hurt to reputational damage. While it is important to implement safety procedures and anti-theft systems where it matters, not all theft can be prevented or predicted. In some cases, it may even be one of your own employees who decides to steal from the […]
January 6, 2025
AgencyDo You Have a Business Interruption Plan?
If your business burnt to the ground, would you be prepared to face the aftermath? Apart from the obvious expenses of rebuilding the physical structure and replacing destroyed equipment, you must also suffer the consequences of an interruption of revenue generation. In fact, business interruption losses add up to be over 30 percent higher than […]
January 10, 2023
AgencyAn Explanation of the Certificate of Insurance and why It is so Important
A certificate of insurance matters a great deal in the business insurance industry. Sometimes referred to as proof of business insurance, this certificate is a snapshot of a company’s current insurance policies. Customers, vendors and landlords commonly request to see a business’ certificate of insurance. This document helps such parties verify the business has the […]
November 11, 2022
AgencyEssential Coverage Within a BOP
If you are a small business owner who is looking for an affordable and easily manageable business insurance, then one solution might be a business owners policy. Better known as BOPs, these package policies offer several types of coverage that are cornerstones of your business’s risk management strategy. They also offer the convenience and affordability […]
July 6, 2022
AgencyWhat Do I Need to Get General Liability Insurance?
General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day to day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their […]
June 2, 2022
AgencyBusiness Success Strategies for Beginners
As you’ve thought about starting a business, you’ve probably come across all the stats that say what percentage will fail in their first five years. It’s scary when you think about it. You’re putting everything into a venture that might not be around in a few years. There’s no fool-proof business plan, but there are […]
February 15, 2022
AgencyThree Common Misconceptions About General Liability Insurance
Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. Let’s consider three common […]
January 18, 2022
Agency3 Ways Business Insurance Benefits Your Financials
Do you really need to invest in business insurance that covers interruptions to your operations? As a business owner, you may not remember a time when you couldn’t open your location and serve your customers’ needs. That doesn’t mean, however, that you can afford to go without any type of coverage for an interruption. This […]
August 30, 2021
AgencyHow to Protect Your Business Through Insurance
When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks. Even though you want to, you can’t protect your business from every mistake that creates a liability; however, […]