May 10, 2022
AgencyDo You Need to Buy Life Insurance for Your Children?
While insurance and financial professionals argue over the necessity of life insurance for children, there are distinct benefits to this type of policy. Many people think of life insurance as a form of income replacement (which obviously doesn’t apply to children), but it has many more benefits for both parents and the insured children themselves. […]
April 12, 2022
AgencyChoosing Home Insurance Coverage for the Needs of Your Home
The homebuying market is changing: Baby Boomers are downsizing, and young adults are delaying their purchase of a first home. Whether you are buying a traditional home, a condominium, a tiny house or an RV, it’s important to understand the type of home insurance you should buy. Changes in the types of home purchases being made require […]
March 10, 2022
AgencyAuto Insurance Costs for College Students: What to Expect
A teen preparing to go to college needs to update their auto insurance policy. Doing so may reflect some key benefits. Depending on the situation, the cost of insurance may drop. In other cases, it is important to let the agent know about the changes. Getting ready to go off to school means preparing many […]
February 15, 2022
AgencyThree Common Misconceptions About General Liability Insurance
Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor, or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. Let’s consider three common […]
January 18, 2022
AgencyHow Business Insurance Benefits Your Financials
Do you really need to invest in business insurance that covers interruptions to your operations? Few businesses can afford to go without any type of coverage for an interruption. This type of coverage provides protection from situations in which your business cannot operate because of a covered incident. For example, there may be a major […]
December 28, 2021
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people make mistakes in choosing the right plan. Some don’t have life insurance at all. Here are three mistakes to avoid when choosing a life insurance policy. Not choosing at all Many people think that they don’t need life insurance, or that they can wait until they’re older. One thing […]
November 22, 2021
AgencyIs Your Dog Covered by Your Home Insurance?
If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won’t cover the veterinarian bills or the loss of a dog. Your home insurance isn’t going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. Yes, […]
October 18, 2021
AgencyShopping for a Safe Vehicle
All new vehicles must meet certain federal safety standards. However, this doesn’t mean all vehicles are equally safe. However, many manufacturers do offer safety features that go beyond the required minimums. See what safety features you should consider when buying your next vehicle. First and foremost, your vehicle needs to provide protection in a serious […]
September 27, 2021
AgencyIs General Liability Insurance Enough for a Business?
You never want a customer to experience a problem with your business services. However, there’s no guarantee that they won’t. And if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. It’s there to help you when third-party accidents occur. While most […]
August 30, 2021
AgencyHow to Protect Your Business Through Insurance
When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car, and partnering with another business all expose your business to some type of risks. Even though you want to, you can’t protect your business from every mistake that creates a liability; however, […]