September 19, 2023
AgencyHow Are Home Insurance Premiums Calculated?
Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance. Location Where you live can have a heavy […]
October 6, 2023
AgencySafety Tips for Your Construction Site
The construction industry is among the most dangerous, with the highest rate of fatal injuries. Safety should be the highest priority on construction sites to protect both your employees and the integrity of the project. The most common sources of risk involve falls, being struck by objects, operating heavy machinery, and the use of chemicals. […]
November 16, 2023
AgencyBuying Your First Motorcycle: Follow the Rules
When you start driving, you likely understand that you’re not as experienced as others on the road. However, inexperience doesn’t necessarily link to age. It can also link to how much you know about the vehicle you drive. Perhaps you decide you want to learn to ride a motorcycle, and it’s time to buy your […]
December 29, 2023
AgencyInsuring Your Retail Store
Owning a retail business comes with its unique risks, theft being one of the biggest. Many insurers offer specialized insurance policies that can be custom-tailored to the type of retail store you own and the unique needs of the sub-industry. As with any type of business, a retail store owner will need property and general […]
January 31, 2024
AgencyBenefits of Having Umbrella Insurance
When looking for insurance, most people want only the basics. Insurance can be expensive, and while it’s important to save money, it’s also important to make sure you have the correct amount of insurance to protect yourself and your assets. Umbrella liability insurance is additional coverage designed to cover gaps left over by your other […]
February 9, 2024
AgencyTips for Surviving Windstorms
Windstorms are one of the least talked about types of storms. Why? Because windstorms are usually part of thunderstorms, tornadoes, and other storms, and we just talk about the main storm. But windstorms, alone or part of another type of storm, can cause significant damage to your home. If you are prepared, then there will […]
March 8, 2024
AgencyProtect Your Business From Spear Phishing Scams
Phishing, a type of cyberattack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk. However, more resourceful criminals are resorting to a modified and more sophisticated technique called “spear […]
May 6, 2024
AgencySeven Space Heater Safety Tips
Space heaters are used in the winter months to provide supplemental heating. They are often used to warm up rooms that aren’t well heated by the central heating system. However, when these convenient items are misused, they can cause fires. Stay warm and safe this winter by following these recommendations. Size the heater appropriately for […]
June 3, 2024
AgencyWho Needs Life Insurance?
Who needs life insurance? Almost everybody. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. Life insurance ensures that your spouse has […]
July 1, 2024
AgencyAnnuities: Are They Right for You?
Planning ahead for retirement can be complicated and confusing. That’s why you need to do your research about savings vehicles, including annuities. Learn more by reading on. What’s an Annuity? An annuity may be a viable option for your retirement financial security. An annuity is a contract between you and the insurance company by which […]