November 22, 2021
AgencyIs Your Dog Covered by Your Home Insurance?
If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won’t cover the veterinarian bills or the loss of a dog. Your home insurance isn’t going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. Yes, […]
December 28, 2021
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people make mistakes in choosing the right plan. Some don’t have life insurance at all. Here are three mistakes to avoid when choosing a life insurance policy. Not choosing at all Many people think that they don’t need life insurance, or that they can wait until they’re older. One thing […]
January 18, 2022
AgencyHow Business Insurance Benefits Your Financials
Do you really need to invest in business insurance that covers interruptions to your operations? Few businesses can afford to go without any type of coverage for an interruption. This type of coverage provides protection from situations in which your business cannot operate because of a covered incident. For example, there may be a major […]
February 15, 2022
AgencyThree Common Misconceptions About General Liability Insurance
Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor, or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. Let’s consider three common […]
March 10, 2022
AgencyAuto Insurance Costs for College Students: What to Expect
A teen preparing to go to college needs to update their auto insurance policy. Doing so may reflect some key benefits. Depending on the situation, the cost of insurance may drop. In other cases, it is important to let the agent know about the changes. Getting ready to go off to school means preparing many […]
April 12, 2022
AgencyChoosing Home Insurance Coverage for the Needs of Your Home
The homebuying market is changing: Baby Boomers are downsizing, and young adults are delaying their purchase of a first home. Whether you are buying a traditional home, a condominium, a tiny house or an RV, it’s important to understand the type of home insurance you should buy. Changes in the types of home purchases being made require […]
May 10, 2022
AgencyDo You Need to Buy Life Insurance for Your Children?
While insurance and financial professionals argue over the necessity of life insurance for children, there are distinct benefits to this type of policy. Many people think of life insurance as a form of income replacement (which obviously doesn’t apply to children), but it has many more benefits for both parents and the insured children themselves. […]
June 2, 2022
AgencyBusiness Success Strategies for Beginners
As you’ve thought about starting a business, you’ve probably come across all the stats that say what percentage will fail in their first five years. It’s scary when you think about it. You’re putting everything into a venture that might not be around in a few years. There’s no foolproof business plan, but there are […]
July 6, 2022
AgencyWhat Do I Need to Get General Liability Insurance?
General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day-to-day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. To […]
August 10, 2022
AgencyFour Factors That Determine Your Auto Insurance Rates
Ever wonder how insurance companies determine the rates for your auto insurance? Although algorithms and other mathematical computations generally aren’t made publicly available, you can effectively estimate factors that determine your rate by understanding risks, which will help you lower the cost of your car insurance. The following four factors allow insurance companies to determine […]