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Property Insurance in St. Louis MO and Columbia IL

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Crawford-Butz & Associates Insurance Agency , we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Crawford-Butz & Associates Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Crawford-Butz & Associates Insurance Agency before making a decision.

Our Locations

Crawford-Butz & Associates Insurance Agency

9700 Mackenzie #120
St. Louis, MO 63123
Main office: 314-720-3591
Toll free: 800-349-2505

Crawford-Butz: Arnold Branch

1623 Jeffco Blvd.
Arnold, MO 63010
Main office: 636-296-2656

Crawford-Butz: Columbia Branch

212 West Locust
Columbia, IL 62236
Main office: 618-688-0994

Our Providers

Testimonials

They are all friendly, knowledgeable and I never hesitate to ask questions, even ones that are ones I probably should have known the answer to.Highly recommend them.
Karen B.
We absolutely love Tracy Schmitz, our Agent, and the Crawford Butz Agency! ... She has personally processed multiple hail and storm damage claims for us successfully, plus she helped us get the lowest price on auto, umbrella and home owners insurance by shopping it around annually.
Amy M.
Whenever I have compared rates against what Vicky can do for me she has always come out ahead. I have been with her for over 15 years and have recommended her to many of my friends and acquaintances and many have moved to her.
Steven K.