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Professional Liability in St. Louis MO and Columbia IL

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Crawford-Butz & Associates Insurance Agency , we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Crawford-Butz & Associates Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Crawford-Butz & Associates Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Crawford-Butz & Associates Insurance Agency

9700 Mackenzie #120
Saint Louis, MO 63123
Main office: 314-720-3591
Toll free: 800-349-2505

Crawford-Butz: Arnold Branch

1623 Jeffco Blvd.
Arnold, MO 63010
Main office: 636-296-2656

Crawford-Butz: Columbia Branch

212 West Locust
Columbia, IL 62236
Main office: 618-688-0994

Our Providers

Testimonials

They are all friendly, knowledgeable and I never hesitate to ask questions, even ones that are ones I probably should have known the answer to.Highly recommend them.
Karen B.
We absolutely love Tracy Schmitz, our Agent, and the Crawford Butz Agency! ... She has personally processed multiple hail and storm damage claims for us successfully, plus she helped us get the lowest price on auto, umbrella and home owners insurance by shopping it around annually.
Amy M.
Whenever I have compared rates against what Vicky can do for me she has always come out ahead. I have been with her for over 15 years and have recommended her to many of my friends and acquaintances and many have moved to her.
Steven K.